Should I Borrow for an RRSP?
The deadline for 2012 RRSP deposits is Feb. 29. It’s not uncommon for your bank to suggest an RRSP loan to reduce your taxes and get a leg up on meeting your retirement savings goals, pay back the loan. If you have no retirement plan at your place of employment or pension, it will be noted that this is an additional incentive for maxing out your RRSP contributions annually.
3 Steps To Financial Security
by John Anghelache
Unless you’re born with a “silver spoon” in your mouth you’ll probably have to work to achieve your dreams. In the current economy, financial security is at a premium. Here are three ways to achieve it…
How To Increase Income – Using The Right Broker
by Richard Grassi
This article discusses the importance of having the right broker for the type trades you are doing. In order to increase your income or build wealth, one of the fastest, best, and easiest ways is to properly and safely use options. This article shows who the best broker for option trading is and why.
Different Types of A Financial Calculator To Choose From
by Shaly Criston
If you are making some financial goals for the future, whether it has to do with your mortgage, investments, car loans or even managing your debt, being able to calculate things like your returns, the time period for which you need to save or how much you need to save is important. With the various resources now available to you via the internet, you no longer have to wait on a meeting with the experts to give you the information you need. Instead, you can now use the resources available to you online to get started today.
Selling Structured Settlement Payments: Part 3 – Finding Value in the Legal Process
by Shannon Harvey
Forty-seven states have specific laws that regulate the sale of structured settlement payment rights. The laws vary slightly from state to state, but all require that a court approve the transaction. The relevant state law requires that a particular court and a particular judge determine that the reason for selling, and the terms of the sale, collectively represent the best interests of the seller.
Is LED Lighting Expensive?
by Jordan Stavrinou
Yes the initial Purchase of a LED lamp is far more expensive than the traditional incandescent light bulb we have grown accustomed to for the last 130 years. However purchasing LED lamps should not be regarded as another expense but as an investment, be it for your home or for commercial use, it most probably will be the fastest return on your investment, short of landing a number on a roulette table.
Variable Annuities: The Third Way?
by John T Hughes
For many people the attraction of buying a guaranteed annuity is the word “guaranteed”- you pay the premium with your hard earned pension fund and get a guaranteed income for life. At the other end of the spectrum there are those who don’t want to commit to a guaranteed income and are happy to expose their fund to the changeable stock market generating a pension income through draw-down. However, if neither option appeals to you, you may want to consider the so-called “third way”: The variable annuity.
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